Home Mortgage Loans
Whether you're a first-time homebuyer or you already know the ropes, First Commercial Bank offers a wide variety of mortgage options to match your individual needs. Contact our lending experts to learn more about our personally-tailored mortgage options, compare mortgage loans, or to apply for a home loan today.
Our most popular home loans
Let’s face it; when it comes to applying for a mortgage, we know you have a lot of choices. So how do you know what’s right for you? Our mortgage financing team is here to help you find the right home loan to fit your family and finances. Here are six of our most popular home loans to get the conversation started. If you need further help balancing your mortgage options, our variety of Mortgage Loan Calculators are for you.
The longest fixed term available makes this a popular choice. The interest rate set at closing remains constant.
Great if your goal is to pay off your loan faster and you are comfortable with a higher monthly payment.
The interest rate is fixed over the initial 7-year period, then it adjusts to the market rate.
Insured by the Federal Housing Administration, this mortgage offers more flexible qualifying criteria and low down payments.
Designed specifically for veterans and active-duty personnel, this loan often requires no down payment and flexible qualifying criteria.
A non-conforming fixed rate mortgage for loan balances up to $3 million. Available for purchase and refinance.
Types of mortgages
Home loans come in all shapes and sizes, but it’s all about finding the perfect fit for your lifestyle. Applying for a mortgage online is quick and easy, and then our bankers can help you figure out the best path forward with competitive interest rates, loan terms, and more.
A locked-in rate and consistent monthly payments make this our most popular home loan. Terms available from 8-30 years.
This loan begins with a fixed rate for 5, 7, or 10 years. Once that expires, the rate may increase or decrease annually based on current market conditions.
Special home lending products backed by federal and state governments offer significant savings to those who qualify.
If you are a professional early in your career or seeking to purchase a unique property, these lending products could be just what you need.
Looking to build your dream house or make substantial improvements to your current home? Start here.
You may also be interested in:
Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.