Get a helping hand in homeownership.
We are here to tailor the best plan of action when considering what’s best for your future, finances, and lifestyle. Getting an FHA 30-year fixed-rate mortgage1 is a great option for first-time homebuyers and those with little-to-no formal credit history, limited cash for down payments, or less-than-optimal credit. Lower credit scores may not prevent you from qualifying; however, higher scores could net you lower interest rates. With a more flexible application process, we are ready to walk you through the steps in owning your home with a 30-year fixed FHA mortgage.
FEATURES YOU'LL LOVE:
- Enjoy down payments as low as 3.5%1
- Qualify for an FHA fixed-rate home loan even without a long credit history.
- Qualify with no maximum income limitation, just steady employment history.
- No prepayment penalty
- Easy online mortgage application
- 30-year payment plan designed for your new home.
See how we can help with competitive rates, lower down payments, and more flexible qualifying criteria for an FHA 30-year fixed-rate mortgage.
An FHA 30-year fixed-rate mortgage could be just what you’re looking for.
An FHA mortgage is a type of loan that is backed by the government and insured by the Federal Housing Administration. A 30-year fixed FHA allows you to pay the mortgage over a 30-year time period at a locked interest rate—that means no surprises on your monthly payments if interest rates happen to go up. Whether you’re searching for your first home or looking for options with smaller down payments, checking out FHA home loan rates is a popular first step.
For more information on home loans, visit our Mortgage Information Center.