SimplySelect Checking
Here’s where it gets interesting.
Choose SimplySelect to receive all of our popular checking account features, plus a tiered interest structure that pays you more the more you’re able to save.
KEY ACCOUNT FEATURES:
- Earns interest1—view rates
- $15 monthly service fee can be waived2
- Online banking and bill pay
- Mobile banking with mobile check deposit3
- Free VISA® debit/ATM card4
- Preferred CD rates are available by keeping $5,000 or more in combined checking, savings, and money market accounts5
- Free access to a network of over 56,000 Allpoint and Presto ATMs worldwide6
- First Commercial Bank $2.50 ATM transaction fee waived when you use another bank’s ATM (two times per statement cycle)
- 0.50% rate reduction on home equity lines of credit when payments are automatically made from this account.7
- 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account.7
- 24-Voice Phone Banking Call +1(601) 282-9653
- Minimum $50 deposit to open
MONTHLY SERVICE FEE:
$15 maintenance service charge
OR NO MAINTENANCE SERVICE CHARGE WITH:
$1,500 Average Daily Collected Balance8
OR NO MAINTENANCE SERVICE CHARGE WITH:
$5,000 Average Daily Collected Balance8 in combined personal checking, savings, money market, and CD accounts
OR NO MAINTENANCE SERVICE CHARGE WITH:
ACH credits of $1,000 or more
All checking accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.
1Interest rates are tiered to a maximum amount. View interest rates.
2The $15 monthly service fee for SimplySelect Checking accounts can be waived with: A $1,500 Average Daily Collected Balance, or a $5,000 Average Daily Collected Balance in combined personal checking, savings, money market, and CD accounts, or ACH credits of $1,000 or more.
3Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.
4This debit card is issued by First Commercial Bank pursuant to a license from Visa U.S.A. Inc.
5Excludes promotional rates.
6Currency conversion fee may apply to transactions outside the U.S.
7Subject to loan approval. Excludes mortgages.
8Based on Average Daily Collected Balance. Unlike many other banks, we use Average Daily Collected Balance rather than Minimum Daily Balance to waive monthly service fees on all of our deposit accounts. This means that regardless of how low your balance may fall, you will not incur a service fee as long as your Average Daily Collected Balance for the entire statement cycle meets or exceeds the account requirement.