SimplyPlus+ CheckingSM
Get rewarded for your deposits.
Here’s where things start to get rewarding. SimplyPlus+ Checking was created with all of our popular checking account features, plus interest. If you maintain an average daily balance of $1,000 or more, you’ll start building up extra money each month—as well as waive your monthly maintenance fee.
KEY ACCOUNT FEATURES:
- Earns interest1—view rates
- $10 monthly service fee can be waived2
- First Commercial Bank $2.50 ATM transaction fee waived when you use another bank’s ATM (two times per statement cycle)
- 0.50% rate reduction on home equity lines of credit when payments are automatically made from this account.3
- 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account.3
- Special benefits for those age 50 and older4
- Paper statement at no charge
- Free VISA® debit/ATM card5
- 24-Voice Phone Banking Call +1(601) 282-9653
- Minimum $50 deposit to open
- Preferred CD rates are available by keeping $5,000 or more in combined checking, savings, and money market accounts6
SERVICE FEE:
$10 Monthly Service Fee
OR NO MONTHLY SERVICE FEE WITH:
A $1,000 average daily balance7
OR NO MONTHLY SERVICE FEE WITH:
A $5,000 average daily balance7 in combined personal checking, savings, money market, and CD accounts
All checking accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.
1Interest rates are tiered to a maximum amount. View interest rates.
2The $10 monthly service fee for SimplyPlus+ Checking accounts can be waived with: A $1,000 average daily balance, or a $5,000 average daily balance in combined personal checking, savings, money market, and CD accounts OR if primary owner is 50 years or older.
3Subject to loan approval. Excludes mortgages.
4Customers age 50 or older in the SimplyPlus+ Checking account: There’s no monthly balance required, no monthly service fee, and this account includes one free box of First Commercial Bank custom checks, once per year.
5This debit card is issued by First Commercial Bank pursuant to a license from Visa U.S.A. Inc.
6Excludes promotional rates.
7Based on Average Daily Balance. Unlike many other banks, we use Average Daily Balance rather than Minimum Daily Balance to waive monthly service fees on all of our deposit accounts. This means that regardless of how low your balance may fall, you will not incur a service fee as long as your Average Daily Balance for the entire statement cycle meets or exceeds the account requirement.
8Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.
9Currency conversion fee may apply to transactions outside the U.S.