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Personal Checking Accounts SimplyOne

SimplyOne

+1(601) 282-9653
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Your Location: Change ZIP

Basically convenient.

Straightforward and without bells and whistles, this account was designed for low fees and reduces overdraft risks. This “checkless” account eliminates the chance of overdrafts due to forgotten checks, and never assesses Non-Sufficient Funds fees.

KEY ACCOUNT FEATURES:

  • Keep track of balances, expenses, and pay bills
  • Online banking and bill pay
  • Mobile banking1
  • 0.50% rate reduction on home equity lines of credit when payments are automatically made from this account.2
  • 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account.2
  • 24-Voice Phone Banking for transfers, monitoring balances, tracking transactions, and stopping payments: +1(601) 282-9653
  • Free VISA® debit/ATM card3
  • Free access to a network of over 56,000 Allpoint and Presto ATMs worldwide4
  • Protect your deposits with FDIC insurance5
Find a branch

MONTHLY SERVICE FEE:

$5 maintenance service charge

All checking accounts come with:

Online Banking
ONLINE BANKING AND BILL PAY
Mobile Banking
MOBILE BANKING1
FREE VISA® DEBIT/ATM CARD3
ATM
FREE ACCESS TO A NETWORK OF OVER 56,000 ALLPOINT AND PRESTO ATMS WORLDWIDE4
Overdraft Protection$
OVERDRAFT PROTECTION6
Get Started
Talk to a First Commercial Bank Representative
+1(601) 282-9653
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You may also be interested in:

Savings Accounts
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Certificates of Deposit
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Business Checking Accounts
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.

We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the complete Disclosure Guide for additional details.


1Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.

 

2Subject to loan approval. Excludes mortgages. 


3This debit card is issued by First Commercial Bank pursuant to a license from Visa U.S.A. Inc.

4Currency conversion fee may apply to transactions outside the U.S.

5FDIC insurance is up to the amount permitted by law.

 

6Bounce protection is not available for SimplyOne accounts.

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Official banking and mortgage partner of the Detroit Pistons
Official banking and mortgage partner of the Detroit Pistons
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