Check and ATM Fraud

Check fraud

From counterfeiting to forgery, check fraud affects millions of individuals and businesses every year: Counterfeiters create or duplicate checks with your account information. Forgers steal your checks, sign, or endorse them and then try to cash them.

TO DETECT CHECK FRAUD:

• Use your monthly bank statements to monitor account activity.
• Compare receipts or check carbons against bank statements to make sure the transactions match.
• Ensure that you recognize all charges (If you see suspicious transactions,
  contact First Commercial Bank immediately.).
• If you are denied credit, find out why and request a copy of your credit report.
• Check your credit by ordering a free annual report from Annual Credit Report.com

ATM/Debit fraud

ATM/debit fraud occurs when criminals acquire your card or PIN number to access your bank accounts and withdraw money.

TO DETECT ATM/DEBIT FRAUD:

• Use your monthly bank statements to monitor account activity.
  
• Check sales/ATM receipts against bank statements to make sure the transactions match.
  
• Ensure that you recognize all charges. (If you see suspicious transactions,
  contact First Commercial Bank immediately.).